Therapy reimbursement rate guides
What Aetna, Anthem BCBS, Cigna, and UnitedHealthcare typically pay for therapy sessions, and for physical, occupational, and speech-language therapy, from their own published rate files. Pick your state, a payer, or a CPT code, or use the calculator. Updated July 2026.
Mental health CPT rates
Therapy reimbursement guides
Rates by state
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Alaska has limited published state data so far. For national figures there, use the reimbursement calculator.
Rates like these start with getting on the panels.
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