What is the average reimbursement for CPT 90834?

Across Aetna, Anthem BCBS, Cigna, and UnitedHealthcare, the typical national rate for 90834 (45-min therapy) runs from $65 to $87 per session, based on CMS Transparency in Coverage data. State-level rates can sit well above or below that.

Does 90834 pay differently by state?

Yes, the same payer's contracted 90834 rate can differ by 30% or more between states. The state table above shows each payer's typical rate where enough data is published.

How do I start billing these codes in network?

You need to be credentialed with each payer first. We prepare and file the applications for a one-time $99 per payer. Start with paneled.ai.

How much insurance pays for 90834 (45-min therapy)

Major insurers typically reimburse $65 to $87 for CPT 90834 (45-min therapy). Aetna $78, Anthem BCBS $84, Cigna $65, UnitedHealthcare $79, Highmark BCBS $87, based on contracted rates published in CMS Transparency in Coverage files. Rates vary widely by state. Updated July 2026.

CPT 90834 is a 45-minute individual psychotherapy session (38 to 52 minutes of direct time). Many payers treat it as the default session length, which is why its rates sit below 90837.

Typical national in-network reimbursement and common range for CPT 90834 by payer, from CMS Transparency in Coverage files. Updated July 2026.
Payer	Typical rate	Most contracts pay
Aetna	$78	$78–$97
Anthem BCBS	$84	$84–$117
Cigna	$65	$65–$97
UnitedHealthcare	$79	$79–$100
Highmark BCBS	$87	$87–$90

Typical national in-network reimbursement and common range for CPT 90834 by payer, from CMS Transparency in Coverage files. Updated July 2026.

Typical in-network reimbursement for CPT 90834 by state and payer. Blank cells mean the state has too little published data for that payer.
State	Aetna	Anthem BCBS	Cigna	UnitedHealthcare	Highmark BCBS
Alabama	$78	$82	$73	$71	n/a
Alaska	n/a	$85	$65	n/a	n/a
Arizona	$74	$79	$65	$76	n/a
Arkansas	$87	$85	$62	$71	n/a
California	$89	$84	$68	$79	n/a
Colorado	$78	$81	$63	$75	n/a
Connecticut	$82	$76	$68	$89	n/a
Delaware	$74	$80	$57	$75	$88
District of Columbia	$67	$84	$72	$82	n/a
Florida	$76	$82	$65	$79	n/a
Georgia	$79	$73	$65	$75	n/a
Hawaii	$96	$81	$84	$75	n/a
Idaho	$78	$85	$60	$75	n/a
Illinois	$78	$84	$66	$79	n/a
Indiana	$72	$77	$57	$71	n/a
Iowa	$75	$92	n/a	$74	n/a
Kansas	$71	$88	$60	$71	n/a
Kentucky	$70	$71	$63	$71	n/a
Louisiana	$79	$82	$60	$75	n/a
Maine	$98	$73	$63	$81	n/a
Maryland	$67	$84	$69	$79	n/a
Massachusetts	n/a	$56	$68	$89	n/a
Michigan	$85	$85	$57	$75	n/a
Minnesota	$93	$81	$60	$100	n/a
Mississippi	$81	$84	$63	$71	n/a
Missouri	$74	$80	$60	$75	n/a
Montana	$88	$86	n/a	$88	n/a
Nebraska	$85	$87	n/a	$87	n/a
Nevada	$79	$84	$63	$75	n/a
New Hampshire	$83	$76	$64	$85	n/a
New Jersey	$85	$73	$70	$79	n/a
New Mexico	$79	$80	$60	$76	n/a
New York	$88	$86	$67	$82	n/a
North Carolina	$77	$89	$57	$71	n/a
North Dakota	$93	$77	$60	$90	n/a
Ohio	$86	$78	$63	$75	n/a
Oklahoma	$75	$77	$65	$71	n/a
Oregon	$85	$87	$65	n/a	n/a
Pennsylvania	$79	$80	$57	$75	$85
Rhode Island	$85	$78	$55	$79	n/a
South Carolina	$76	$78	$57	$71	n/a
South Dakota	$75	$84	$60	$80	n/a
Tennessee	$76	$82	$63	$81	n/a
Texas	$78	$84	$63	$75	n/a
Utah	$79	$80	$55	$75	n/a
Vermont	$79	$77	$55	$75	n/a
Virginia	$67	$86	$55	$75	n/a
Washington	$79	$85	$71	n/a	n/a
West Virginia	$84	$85	$63	$75	n/a
Wisconsin	$85	$85	$60	$82	n/a
Wyoming	$85	$75	$63	$92	n/a

Swipe the table for more columns. Typical in-network reimbursement for CPT 90834 by state and payer. Blank cells mean the state has too little published data for that payer. States with too little published data for every payer are omitted.

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Other CPT codes

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About this data

From CMS Transparency in Coverage files, which insurers must publish. This page reflects published contracted rates for CPT 90834 across 51 states. Each figure is the typical contracted rate for master's-level clinicians (LCSW, LMHC, LMFT): a guide, not a quote, and credentialing never guarantees panel acceptance. Last synced July 2026.

Common questions

What is the average reimbursement for CPT 90834?: Across Aetna, Anthem BCBS, Cigna, and UnitedHealthcare, the typical national rate for 90834 (45-min therapy) runs from $65 to $87 per session, based on CMS Transparency in Coverage data. State-level rates can sit well above or below that.
Does 90834 pay differently by state?: Yes, the same payer's contracted 90834 rate can differ by 30% or more between states. The state table above shows each payer's typical rate where enough data is published.
How do I start billing these codes in network?: You need to be credentialed with each payer first. We prepare and file the applications for a one-time $99 per payer. Start with paneled.ai.

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