Which insurance pays therapists the most in Delaware?

Highmark BCBS, typically $130 for a 60-minute session (90837); Cigna is lowest at $62.

Is therapy reimbursement in Delaware higher or lower than the national average?

About 5% below the typical national rate for a 60-minute session, across the same payers.

How do I get paneled with these insurers in Delaware?

Each payer has its own application, usually 60 to 120 days start to finish. We prepare and file them for a one-time $99 per payer. Start with paneled.ai.

What insurance pays therapists in Delaware

In Delaware, insurers typically reimburse $62 to $130 for a 60-minute therapy session (CPT 90837), depending on the payer. Typical rates for every payer and code are in the table below. Updated July 2026.

Reimbursement rates retrieved from CMS transparency data
Updated July 2026

Highmark BCBS$130/ session

UnitedHealthcare$110/ session

Aetna$102/ session

Cigna$62/ session

Low-end estimates for master’s-level clinicians (LCSW, LMHC, LMFT) from payer-published data.

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Full Delaware rate guide

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Typical rate by CPT code in Delaware

Typical in-network therapy reimbursement rates in Delaware by payer and CPT code, from CMS Transparency in Coverage files. Updated July 2026.
Payer	90837 (60-min therapy)	90834 (45-min therapy)	90791 (Initial evaluation)	90847 (Family therapy)
Aetna	$102	$74	$119	$65
Highmark BCBS	$130	$88	$143	$88
Cigna	$62	$57	$60	$60
UnitedHealthcare	$110	$75	$131	$92

Swipe the table for more columns. Typical in-network therapy reimbursement rates in Delaware by payer and CPT code, from CMS Transparency in Coverage files. Updated July 2026. * National figure shown where this state has limited published data.

By payer in Delaware

Aetna in Delaware

$102typical rate, 60-min session (90837)

Most contracts pay $102–$149.

All Aetna rates

Highmark BCBS in Delaware

$130typical rate, 60-min session (90837)

Most contracts pay $130–$135.

All Highmark BCBS rates

Cigna in Delaware

$62typical rate, 60-min session (90837)

Most contracts pay $62–$149.

All Cigna rates

UnitedHealthcare in Delaware

$110typical rate, 60-min session (90837)

Most contracts pay $110–$134.

All UnitedHealthcare rates

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Nearby states

By CPT code

About this data

From CMS Transparency in Coverage files, which insurers must publish. This page reflects published contracted rates for licensed behavioral health providers in Delaware. Each figure is the typical contracted rate for master's-level clinicians (LCSW, LMHC, LMFT): a guide, not a quote, and credentialing never guarantees panel acceptance. Last synced July 2026.

Common questions

Which insurance pays therapists the most in Delaware?: Highmark BCBS, typically $130 for a 60-minute session (90837); Cigna is lowest at $62.
Is therapy reimbursement in Delaware higher or lower than the national average?: About 5% below the typical national rate for a 60-minute session, across the same payers.
How do I get paneled with these insurers in Delaware?: Each payer has its own application, usually 60 to 120 days start to finish. We prepare and file them for a one-time $99 per payer. Start with paneled.ai.

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