What insurance pays therapists in Delaware
In Delaware, insurers typically reimburse $62 to $130 for a 60-minute therapy session (CPT 90837), depending on the payer. Typical rates for every payer and code are in the table below. Updated July 2026.
- Reimbursement rates retrieved from CMS transparency data
- Updated July 2026
Rates by payer and CPT code in Delaware
Highmark BCBS is typically the strongest payer for a 60-minute session in Delaware, at $130, while Cigna sits lowest at $62. Taken together, Delaware runs about 5% below the national average across the same networks. The grid below is the full picture: every payer and session type, using the conservative low end of each payer's published contracts.
| Payer | 90837 (60-min therapy) | 90834 (45-min therapy) | 90791 (Initial evaluation) | 90847 (Family therapy) |
|---|---|---|---|---|
| Aetna | $102 | $74 | $119 | $65 |
| Highmark BCBS | $130 | $88 | $143 | $88 |
| Cigna | $62 | $57 | $60 | $60 |
| UnitedHealthcare | $110 | $75 | $131 | $92 |
Payer by payer in Delaware
Aetna in Delaware
Aetna typically reimburses $102 for a 60-minute session (90837) in Delaware, with contracts commonly running $102–$125. That's about 11% below its national figure. All Aetna rates.
Highmark BCBS in Delaware
Highmark BCBS typically reimburses $130 for a 60-minute session (90837) in Delaware, with contracts commonly running $130–$135. That's about 2% above its national figure. All Highmark BCBS rates.
Cigna in Delaware
Cigna typically reimburses $62 for a 60-minute session (90837) in Delaware, with contracts commonly running $62–$104. That's about 11% below its national figure. All Cigna rates.
UnitedHealthcare in Delaware
UnitedHealthcare typically reimburses $110 for a 60-minute session (90837) in Delaware, with contracts commonly running $110–$114. That's about 5% below its national figure. All UnitedHealthcare rates.
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About this data
From CMS Transparency in Coverage files, which insurers must publish. This page reflects published contracted rates for licensed behavioral health providers in Delaware. Each figure is the typical contracted rate for master's-level clinicians (LCSW, LMHC, LMFT): a guide, not a quote, and credentialing never guarantees panel acceptance. Last synced July 2026.
Common questions
- Which insurance pays therapists the most in Delaware?
- Highmark BCBS, typically $130 for a 60-minute session (90837); Cigna is lowest at $62.
- Is therapy reimbursement in Delaware higher or lower than the national average?
- About 5% below the typical national rate for a 60-minute session, across the same payers.
- How do I get paneled with these insurers in Delaware?
- These are in-network rates, so the first step is getting credentialed with each payer. Payers typically take 60 to 120 days to review, and that clock only starts once a clean application is filed, so starting sooner means you're in network sooner. We prepare, check, and file each application for a one-time $99 per payer, then chase every follow-up for you. Start with paneled.ai.
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