What Aetna pays for therapy sessions
What Aetna pays depends heavily on your state. For a 60-minute session (CPT 90837), typical rates run from $96 in Maryland to $141 in Hawaii, from published payer contracts. Pick your state below for local figures. Updated July 2026.
Aetna is usually among the higher-paying national networks for therapy, and its fee schedules are relatively consistent from market to market. It also handles behavioral health credentialing directly, with no separate subsidiary.
- Reimbursement rates retrieved from CMS transparency data
- Updated July 2026
What Aetna typically pays
Typical national rates; your state can sit well above or below.
One-time price. We handle the application start to finish.
These are in-network rates, so they apply once you’re credentialed. How Aetna credentialing works for therapists.
Explore more rates
Aetna rates by state
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Michigan
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
About this data
From CMS Transparency in Coverage files, which insurers must publish. This page reflects Aetna's published contracted rates for licensed behavioral health providers nationwide. Each figure is the typical contracted rate for master's-level clinicians (LCSW, LMHC, LMFT): a guide, not a quote, and credentialing never guarantees panel acceptance. Last synced July 2026.
Common questions
- How much does Aetna pay for a 60-minute therapy session (90837)?
- Aetna typically reimburses $115 or more for CPT 90837, with many contracts paying up to $145.
- Does Aetna pay therapists the same in every state?
- No. Contracted rates vary meaningfully by state: among states with published data, Aetna's typical 90837 rate ranges from $96 to $141. Pick your state page for local figures.
- How do I get credentialed with Aetna?
- You apply to join Aetna's network, and approval is at Aetna's discretion, usually after 60 to 120 days. We prepare and file the application for you for a one-time $99. Start with paneled.ai.
These rates are waiting. Get on the panels.
We handle the applications and follow-ups, start to finish, from $99 one-time. No subscriptions.