What insurance pays therapists in Iowa
In Iowa, insurers typically reimburse $109 to $141 for a 60-minute therapy session (CPT 90837), depending on the payer. Typical rates for every payer and code are in the table below. Updated July 2026.
- Reimbursement rates retrieved from CMS transparency data
- Updated July 2026
Low-end estimates for master’s-level clinicians (LCSW, LMHC, LMFT) from payer-published data.
One-time price. We handle the applications start to finish.
paneled.ai is not a party to any contract between you and an insurance company; your actual rates are set by your agreement with each payer.
Typical rate by CPT code in Iowa
| Payer | 90837 (60-min therapy) | 90834 (45-min therapy) | 90791 (Initial evaluation) | 90847 (Family therapy) |
|---|---|---|---|---|
| Aetna | $111 | $75 | $130 | $100 |
| Anthem BCBS | $133 | $92 | $149 | $104 |
| Cigna | $141 | $65 | $146 | $70 |
| UnitedHealthcare | $109 | $74 | $129 | $87 |
By payer in Iowa
Anthem BCBS in Iowa
$133typical rate, 60-min session (90837)
Most contracts pay $133–$180.
UnitedHealthcare in Iowa
$109typical rate, 60-min session (90837)
Most contracts pay $109–$140.
Explore more rates
About this data
From CMS Transparency in Coverage files, which insurers must publish. This page reflects published contracted rates for licensed behavioral health providers in Iowa. Each figure is the typical contracted rate for master's-level clinicians (LCSW, LMHC, LMFT): a guide, not a quote, and credentialing never guarantees panel acceptance. Last synced July 2026.
Common questions
- Which insurance pays therapists the most in Iowa?
- Cigna, typically $141 for a 60-minute session (90837); UnitedHealthcare is lowest at $109.
- Is therapy reimbursement in Iowa higher or lower than the national average?
- About 17% above the typical national rate for a 60-minute session, across the same payers.
- How do I get paneled with these insurers in Iowa?
- Each payer has its own application, usually 60 to 120 days start to finish. We prepare and file them for a one-time $99 per payer. Start with paneled.ai.
These rates are waiting. Get on the panels.
We handle the applications and follow-ups, start to finish, from $99 one-time. No subscriptions.