What insurance pays therapists in West Virginia
In West Virginia, insurers typically reimburse $68 to $127 for a 60-minute therapy session (CPT 90837), depending on the payer. Typical rates for every payer and code are in the table below. Updated July 2026.
- Reimbursement rates retrieved from CMS transparency data
- Updated July 2026
Rates by payer and CPT code in West Virginia
Aetna is typically the strongest payer for a 60-minute session in West Virginia, at $124, while Cigna sits lowest at $68. Taken together, West Virginia sits right around the national average across the same networks. The grid below is the full picture: every payer and session type, using the conservative low end of each payer's published contracts.
| Payer | 90837 (60-min therapy) | 90834 (45-min therapy) | 90791 (Initial evaluation) | 90847 (Family therapy) |
|---|---|---|---|---|
| Aetna | $124 | $84 | $135 | $96 |
| Highmark BCBS | $127 | $87 | $143 | $85 |
| Cigna | $68 | $63 | $63 | $63 |
| UnitedHealthcare | $110 | $75 | $131 | $92 |
Payer by payer in West Virginia
Aetna in West Virginia
Aetna typically reimburses $124 for a 60-minute session (90837) in West Virginia, with contracts commonly running $124–$175. That's about 8% above its national figure. All Aetna rates.
Highmark BCBS in West Virginia
Highmark BCBS hasn't published enough West Virginia-specific data, so the honest figure is its national one: typically $127 for a 60-minute session (90837), with contracts commonly running $127–$131. All Highmark BCBS rates.
Cigna in West Virginia
Cigna typically reimburses $68 for a 60-minute session (90837) in West Virginia, with contracts commonly running $68–$103. That's about 3% below its national figure. All Cigna rates.
UnitedHealthcare in West Virginia
UnitedHealthcare typically reimburses $110 for a 60-minute session (90837) in West Virginia, with contracts commonly running $110–$110. That's about 5% below its national figure. All UnitedHealthcare rates.
Explore more rates
About this data
From CMS Transparency in Coverage files, which insurers must publish. This page reflects published contracted rates for licensed behavioral health providers in West Virginia. Each figure is the typical contracted rate for master's-level clinicians (LCSW, LMHC, LMFT): a guide, not a quote, and credentialing never guarantees panel acceptance. Last synced July 2026.
Common questions
- Which insurance pays therapists the most in West Virginia?
- Aetna, typically $124 for a 60-minute session (90837); Cigna is lowest at $68.
- Is therapy reimbursement in West Virginia higher or lower than the national average?
- About 0% above the typical national rate for a 60-minute session, across the same payers.
- How do I get paneled with these insurers in West Virginia?
- These are in-network rates, so the first step is getting credentialed with each payer. Payers typically take 60 to 120 days to review, and that clock only starts once a clean application is filed, so starting sooner means you're in network sooner. We prepare, check, and file each application for a one-time $99 per payer, then chase every follow-up for you. Start with paneled.ai.
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