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What insurance pays therapists in West Virginia

In West Virginia, insurers typically reimburse $68 to $127 for a 60-minute therapy session (CPT 90837), depending on the payer. Typical rates for every payer and code are in the table below. Updated July 2026.

  • Reimbursement rates retrieved from CMS transparency data
  • Updated July 2026
Highmark BCBS$127/ session
Aetna$124/ session
UnitedHealthcare$110/ session
Cigna$68/ session

Low-end estimates for master’s-level clinicians (LCSW, LMHC, LMFT) from payer-published data. Payers without enough West Virginia data show their national rate.

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Typical rate by CPT code in West Virginia

Typical in-network therapy reimbursement rates in West Virginia by payer and CPT code, from CMS Transparency in Coverage files. Updated July 2026.
Payer90837 (60-min therapy)90834 (45-min therapy)90791 (Initial evaluation)90847 (Family therapy)
Aetna$124$84$135$96
Highmark BCBS$127$87$143$85
Cigna$68$63$63$63
UnitedHealthcare$110$75$131$92
Swipe the table for more columns. Typical in-network therapy reimbursement rates in West Virginia by payer and CPT code, from CMS Transparency in Coverage files. Updated July 2026. * National figure shown where this state has limited published data.

By payer in West Virginia

Aetna in West Virginia

$124typical rate, 60-min session (90837)

Most contracts pay $124–$256.

All Aetna rates

Highmark BCBS in West Virginia

$127typical national rate, 60-min session (90837)

Most contracts pay $127–$133.

All Highmark BCBS rates

Cigna in West Virginia

$68typical rate, 60-min session (90837)

Most contracts pay $68–$150.

All Cigna rates

UnitedHealthcare in West Virginia

$110typical rate, 60-min session (90837)

Most contracts pay $110–$147.

All UnitedHealthcare rates

Explore more rates

About this data

From CMS Transparency in Coverage files, which insurers must publish. This page reflects published contracted rates for licensed behavioral health providers in West Virginia. Each figure is the typical contracted rate for master's-level clinicians (LCSW, LMHC, LMFT): a guide, not a quote, and credentialing never guarantees panel acceptance. Last synced July 2026.

Common questions

Which insurance pays therapists the most in West Virginia?
Aetna, typically $124 for a 60-minute session (90837); Cigna is lowest at $68.
Is therapy reimbursement in West Virginia higher or lower than the national average?
About 0% above the typical national rate for a 60-minute session, across the same payers.
How do I get paneled with these insurers in West Virginia?
Each payer has its own application, usually 60 to 120 days start to finish. We prepare and file them for a one-time $99 per payer. Start with paneled.ai.

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