Which insurance pays therapists the most in North Dakota?

Aetna, typically $138 for a 60-minute session (90837); Cigna is lowest at $62.

Is therapy reimbursement in North Dakota higher or lower than the national average?

About 11% above the typical national rate for a 60-minute session, across the same payers.

How do I get paneled with these insurers in North Dakota?

These are in-network rates, so the first step is getting credentialed with each payer. Payers typically take 60 to 120 days to review, and that clock only starts once a clean application is filed, so starting sooner means you're in network sooner. We prepare, check, and file each application for a one-time $99 per payer, then chase every follow-up for you. Start with paneled.ai.

What insurance pays therapists in North Dakota

In North Dakota, insurers typically reimburse $62 to $138 for a 60-minute therapy session (CPT 90837), depending on the payer. Typical rates for every payer and code are in the table below. Updated July 2026.

Reimbursement rates retrieved from CMS transparency data
Updated July 2026

Rates by payer and CPT code in North Dakota

Aetna is typically the strongest payer for a 60-minute session in North Dakota, at $138, while Cigna sits lowest at $62. Taken together, North Dakota runs about 11% above the national average across the same networks. The grid below is the full picture: every payer and session type, using the conservative low end of each payer's published contracts.

Typical in-network therapy reimbursement rates in North Dakota by payer and CPT code, from CMS Transparency in Coverage files. Updated July 2026.
Payer	90837 (60-min therapy)	90834 (45-min therapy)	90791 (Initial evaluation)	90847 (Family therapy)
Aetna	$138	$93	$160	$106
Cigna	$62	$60	$60	$60
UnitedHealthcare	$133	$90	$158	$89

Swipe the table for more columns. Typical in-network therapy reimbursement rates in North Dakota by payer and CPT code, from CMS Transparency in Coverage files. Updated July 2026.

Payer by payer in North Dakota

Aetna in North Dakota

Aetna typically reimburses $138 for a 60-minute session (90837) in North Dakota, with contracts commonly running $138–$178. That's about 20% above its national figure. All Aetna rates.

Cigna in North Dakota

Cigna typically reimburses $62 for a 60-minute session (90837) in North Dakota, with contracts commonly running $62–$62. That's about 11% below its national figure. All Cigna rates.

UnitedHealthcare in North Dakota

UnitedHealthcare typically reimburses $133 for a 60-minute session (90837) in North Dakota, with contracts commonly running $133–$133. That's about 15% above its national figure. All UnitedHealthcare rates.

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Nearby states

By CPT code

About this data

From CMS Transparency in Coverage files, which insurers must publish. This page reflects published contracted rates for licensed behavioral health providers in North Dakota. Each figure is the typical contracted rate for master's-level clinicians (LCSW, LMHC, LMFT): a guide, not a quote, and credentialing never guarantees panel acceptance. Last synced July 2026.

Common questions

Which insurance pays therapists the most in North Dakota?: Aetna, typically $138 for a 60-minute session (90837); Cigna is lowest at $62.
Is therapy reimbursement in North Dakota higher or lower than the national average?: About 11% above the typical national rate for a 60-minute session, across the same payers.
How do I get paneled with these insurers in North Dakota?: These are in-network rates, so the first step is getting credentialed with each payer. Payers typically take 60 to 120 days to review, and that clock only starts once a clean application is filed, so starting sooner means you're in network sooner. We prepare, check, and file each application for a one-time $99 per payer, then chase every follow-up for you. Start with paneled.ai.

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