What Horizon BCBS pays for therapy sessions
What Horizon BCBS pays depends heavily on your state. For a 60-minute session (CPT 90837), typical rates start around $113, from published payer contracts. Nationally, contracts typically start around $113. Pick your state below for local figures. Updated July 2026.
Horizon BCBS is New Jersey's Blue plan. Like other Blues it sets its own fee schedules, and its therapy rates generally sit toward the higher end within New Jersey.
- Reimbursement rates retrieved from CMS transparency data
- Updated July 2026
What Horizon BCBS pays per session type
Nationally, Horizon BCBS's contracts for a standard 60-minute session (90837) typically start around $113 and commonly run to $138. A 45-minute session (90834) pays $82–$100, and the intake evaluation (90791) $138–$163. These are conservative national figures, the low end of published contracts, and your own state can sit well above or below them.
| Session type | Typical rate | Typical range |
|---|---|---|
| 60-min therapy (90837) | $113 | $113–$138 |
| 45-min therapy (90834) | $82 | $82–$100 |
| Initial evaluation (90791) | $138 | $138–$163 |
| Family therapy (90847) | $92 | $92–$113 |
Getting in network
Every figure on this page is an in-network rate. Your own contract with Horizon BCBS sets your exact numbers, and that contract starts with getting credentialed: a review that typically takes 60 to 120 days from the day a clean application is filed, which is the part we handle, from $99 one-time.
Explore more rates
Horizon BCBS rates by state
About this data
From CMS Transparency in Coverage files, which insurers must publish. This page reflects Horizon BCBS's published contracted rates for licensed behavioral health providers nationwide. Each figure is the typical contracted rate for master's-level clinicians (LCSW, LMHC, LMFT): a guide, not a quote, and credentialing never guarantees panel acceptance. Last synced July 2026.
Common questions
- How much does Horizon BCBS pay for a 60-minute therapy session (90837)?
- Horizon BCBS typically reimburses $113 or more for CPT 90837, with typical contracts ranging up to $138.
- Does Horizon BCBS pay therapists the same in every state?
- No. Contracted rates vary meaningfully by state. Pick your state page for local figures.
- How do I get credentialed with Horizon BCBS?
- You apply to join Horizon BCBS's network, and these in-network rates apply once you're approved. Horizon BCBS usually reviews in 60 to 120 days, and that review only begins once a clean application is filed, so the sooner it's in, the sooner you're billing in network. We prepare and file the whole application for a one-time $99, then handle every follow-up until Horizon BCBS decides. Start with paneled.ai.
Rates like these start with getting on the panels.
We handle the applications and follow-ups, start to finish, from $99 one-time. No subscriptions.