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How much will insurance pay you per session?

Real reimbursement ranges for therapy sessions, straight from the payers' own published rate files. State averages are in the card; your license and ZIP get you numbers for your corner of it.

Showing rates for New York

Aetna$122/ session
UnitedHealthcare$121/ session
Anthem BCBS$116/ session
Cigna$81/ session

Low-end estimates for master’s-level clinicians (LCSW, LMHC, LMFT) from payer-published data.

Get credentialed in New York from $99

One-time price. We handle the applications start to finish.

paneled.ai is not a party to any contract between you and an insurance company; your actual rates are set by your agreement with each payer.

What would you make?

See what therapists near you make, to estimate what you’d be reimbursed per session and what insurance could pay you in a year.

We’ll send this as a report, plus the occasional rate update. Unsubscribe anytime.

How we estimate this

These are conservative estimates. We take each payer’s published rate file, look at what clinicians with your license are actually paid in your state, and show you the low end rather than a best case. Mental health figures cover master’s-level clinicians (LCSW, LMHC, LMFT); physical, occupational, and speech-language therapists see their own eval and treatment codes on their own calculator page, with license-adjusted figures in the emailed report. States with too little data show the payer’s national figure. Your contract sets your final rate, and no one can guarantee a panel accepts you. What we can do is handle the getting-in-network part, from $99 one-time.

Every state, payer, and CPT code has its own rate guide.

Rates like these start with getting on the panels.

We handle the applications and follow-ups, start to finish, from $99 one-time. No subscriptions.

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